Focused on What Matters Most


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Individual Assurance Company Life, Health, & Accident (IAC) is a group of colleagues that provide valuable products and service to our customers. By doing so, IAC is “Focused on What Matters Most”.

IAC began doing business in 1956 as Institutional Agencies Corporation founded by Mr. Robert Stroud. Mr. Stroud’s conception was to provide products and services to groups and individuals in the Pacific Islands. Mr. Stroud had spent time in the Islands during the war and determined the Islanders insurance needs and knew they had previously been overlooked.

In 1973 our name was changed and IAC was established as a Missouri domiciled insurance company. Today, we are headquartered in Edmond, Oklahoma and operate in 43 states and continue to operate throughout the Pacific Island Nations and Territories. IAC is led by President and CEO Jim Harlin. With nearly 4 billion of insurance inforce, we maintain a “B+ (Good)” rating with A.M. Best Company with a stable outlook. (As of 08-08-2018) IAC has grown through the years by being “Focused on what matters most.”

Our emphasis for the future is clear. We work to continually expand and enhance our products and services, giving you the resources to meet the changing needs of the communities you serve. From administration to group programs and individual life, health and accident insurance, IAC remains “Focused on what matters most.”